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RC_RC_GO_303.1 TILA Compliance Basics
Member Price: $49.00
Nonmember Price: $79.00
Product Code: DL2-011326-WC-W
Delivery Options: N/A

Description of Product

This is a single-family/residential course.

The goal of this course is to describe the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z. TILA Compliance Basics begins with an overview of TILA, explaining the background and scope of the law and introducing the related disclosures. The course then presents the ability-to-repay (ATR) and qualified mortgage (QM) rule that was implemented through TILA's Regulation Z. Next, the course addresses appraisal independence requirements, which refer to the idea that an appraisal should be free of any influence from an interested party. Then, the course addresses loan originator (LO) compensation and high-cost and higher-priced mortgage regulations. Toward the end of the course, TILA's advertising rules are discussed, which require disclosure of accurate information about rates, monthly payments, and other loan features. The course concludes with a discussion of mortgage servicing provisions under TILA.

Please note both the following:

  • TILA is a substantial law and Regulation Z is an extensive regulation, so accordingly, this is a long course (approximately four hours seat time). We recommend learners complete the course in sections rather than attempting the entire course in a single sitting.
  • The "Know Before You Owe" initiative and TILA-RESPA Integrated Disclosure rule are covered in detail in the TRID Compliance Basics course; requirements regarding this rule and the Loan Estimate and Closing Disclosure are touched on only briefly in this course.


  • Introduction to Truth in Lending Act
  • The Disclosures
  • Ability-to-Repay (ATR) and Qualified Mortgage (QM) Rule
  • Appraisal Independence
  • Loan Originator (LO) Compensation
  • High-Cost Mortgages and Higher-Priced Loans
  • Advertisements
  • Mortgage Servicing

Seat time approximately four (4) hours.

Copyright 2018.

Product Category:
Self-Study Web-Based Courses 
This is a self-paced, self-study course. Enroll anytime and take up to 12 months to complete the course.  
Contact Info:

For registration information, call (800) 793-6222 or email education@mba.org.

Contact E-mail:
RC_RC_GO_303.1 TILA Compliance Basics 
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