Home  ::  Log In  ::  Search :: 
Classroom-Based Programs
Conferences and Workshops
Instructor-Guided Online Courses
Live Webinars

Designations and Certificates
Magazine and Newsletter Subscriptions
Market and Research Data
Publications and Guides
Self-Study Web-Based Courses
Webinar Recordings and Packages

RC_RC_LP_201.4 Fair Lending During Loan Disposition
Member Price: $49.00
Nonmember Price: $79.00
Product Code: DL2-011180-WC-W
Delivery Options: N/A

Description of Product

This is a single-family/residential course.

The potential borrower has been interviewed, an application completed, and a credit investigation performed. Based on this information, the underwriter must now make the loan decision. Several laws and regulations speak directly to credit evaluation, denial, and settlement.

Fair Lending During Loan Disposition examines fair lending considerations during the underwriting phase of the loan production cycle. It begins with being consistent in during the credit evaluation process in regards to: compensating factors, applying approval conditions, dealing with non-occupying co-borrowers, and evaluating applicants. From there, the course examines fair lending when credit must be denied especially in notifying the applicants. The end of the course describes the lender's obligations to respond to the needs of the community, including reporting requirements under the Home Mortgage Disclosure Act (HMDA).


  • Credit Evaluation
  • Credit Denial
  • Assessment of Community Credit Needs and HMDA

Seat time approximately one (1) hour.

Copyright 2017.

Product Category:
Self-Study Web-Based Courses 
This is a self-paced, self-study course. Enroll anytime and take up to 12 months to complete the course. 
Contact Info:

For registration information, call (800) 793-6222 or email education@mba.org.

Contact E-mail:
RC_RC_LP_201.4 Fair Lending During Loan Disposition 
You may also be interested in these products...
RC_RC_LP_201.1 Introduction to Fair Lending
RC_RC_LP_201.2 Fair Lending During Inquiries
RC_RC_LP_201.3 Fair Lending During Processing

   Terms of Use & Privacy Statement

Copyright © 2019 Mortgage Bankers Association.  All rights reserved.