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RC_LP_U_302.1 Origin of Credit Scores in Lending
Member Price: $49.00
Nonmember Price: $79.00
Product Code: DL2-011063-WC-W
Delivery Options: N/A

Description of Product

This is a single-family/residential course.

A credit score is a statistical summary of a consumer's credit information at a specific point in time. Lenders benefit greatly from credit scores because of their ability to predict credit risk fairly and accurately. The credit score is a valuable tool when assessing the overall risk in a loan application.

Origin of Credit Scores in Lending will define credit scores and examine their evolution in the finance and mortgage industry. It will also examine the credit scoring process, the FICO score, where lenders obtain credit scores as well as how they use them. From there the course will review the advantages of credit scores and, finally, examine their relationship to consumer reporting agencies (CRAs).


  • Purpose of Credit Scores
  • History of Credit Scoring
  • Credit Scores in Mortgage Lending
  • Advantages of Credit Scoring
  • Consumer Reporting Agencies

    Seat time approximately one (1) hour.

    Copyright 2017.

    Product Category:
    Self-Study Web-Based Courses 
    This is a self-paced, self-study course. Enroll anytime and take up to 12 months to complete the course.  
    Contact Info:

    For registration information, call (800) 793-6222 or email education@mba.org.

    Contact E-mail:
    RC_LP_U_302.1 Origin of Credit Scores in Lending 
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